May 16, 2019

Monitoring and Disaster Recovery for Payment Switches

Payment switches and the surrounding infrastructure are usually considered critical systems, where any failure involving data loss or down-time can result in lost revenue, lost customers, […]
May 16, 2019

Tokenisation in Payments

ApplePay has introduced the concept of tokenisation, as it applies to card-based transactions, to mainstream audiences. Friends that had never heard of tokenisation prior to ApplePay […]
May 16, 2019

Launch of BP-Switch

BP-Switch is now officially launched; if you’ve missed our previous announcements BP-Switch is the latest addition to the Babylon Payments family providing realtime and batch transaction […]
May 16, 2019

Heartbleed bug impact on Payments

Heartbleed bug seemed to shake world of security, but what about core banking? All EMV is based on RSA certificates (X.509) being employed for SDA, DDA […]
May 16, 2019

EFTlab’s product timeline (2009 – today)

It has now been 5 years since EFTlab wrote the first line of code for the Babylon Payments product line. This is a good opportunity to […]
May 16, 2019

Virtualization in Payments

Should you do it or not? Virtualization is a decoupling of logical servers from physical hardware. It has many advantages, a few disadvantages, but how does […]
May 16, 2019

Fee Calculation for Payment Environments

This article has been written to provide a brief introduction to fee calculation, the impact on transaction processing and of settlement handling. Often we work in […]
May 16, 2019

Cardholder Verification in EMV

This article has been written to provide a brief introduction to cardholder verification with EMV and the challenges posed by different verification methods. One objective of […]
May 16, 2019

The Use of CTQs and TTQs in NFC Transactions

The technology that lies behind EMV both contact and NFC transactions is to some extent a black box that just does what it does and when […]
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