Payment switches and the surrounding infrastructure are usually considered critical systems, where any failure involving data loss or down-time can result in lost revenue, lost customers, […]

ApplePay has introduced the concept of tokenisation, as it applies to card-based transactions, to mainstream audiences. Friends that had never heard of tokenisation prior to ApplePay […]

BP-Switch is now officially launched; if you’ve missed our previous announcements BP-Switch is the latest addition to the Babylon Payments family providing realtime and batch transaction […]

Heartbleed bug seemed to shake world of security, but what about core banking? All EMV is based on RSA certificates (X.509) being employed for SDA, DDA […]

It has now been 5 years since EFTlab wrote the first line of code for the Babylon Payments product line. This is a good opportunity to […]

Should you do it or not? Virtualization is a decoupling of logical servers from physical hardware. It has many advantages, a few disadvantages, but how does […]

This article has been written to provide a brief introduction to fee calculation, the impact on transaction processing and of settlement handling. Often we work in […]

This article has been written to provide a brief introduction to cardholder verification with EMV and the challenges posed by different verification methods. One objective of […]

The technology that lies behind EMV both contact and NFC transactions is to some extent a black box that just does what it does and when […]